In 70 days we are headed to The Happiest Place on Earth otherwise known as The Place Where College Savings Plans Go to Die.
You’re reading this thinking: Why? Why?! For the love of all that is good, holy, and sparkly, WHY!?
One can’t be in the position we are in, having read all the personal finance blogs we’ve read, without asking this one very important, albeit simple, gut-wrenching question: Why?
There are a ba-jillion websites touting The Cheap Way, The Stress Free Way, and The Nearly Free Way. There’s Disney for food lovers, runners, and singles. There’s grown-up Disney experiences and everything in between.
We are going to Disney The Life or Debt Way. This isn’t just about saving money. It’s going on a vacation knowing full well we have thousands of dollars in debt that needs to be repaid. While our daughter won’t know the difference if she doesn’t go on a Princess breakfast, it’s a memory we’ve dreamed about experiencing with her. (There’s that word again. Experience.)
Disney The Life or Debt Way looks like this:
- Florida residents get some decent discounts but it is still pricey. We can honestly say we’d not be going this year if we didn’t already live in Florida.
- We made arrangements to stay at The Port Orleans Riverside. It is the cheapest of the moderate resorts in a pretty good location with excellent bus service. We were upgraded to a themed room due to resident specials.
- This trip also doubles as our daughter’s 5th birthday party/gift. We purposely planned for this weekend so that we wouldn’t incur another party/food/activity cost.
- At the recommended 180 day mark, we made our dining reservations. We decided that one dining experience per day would be good.
- The kids started to receive gift cards to Disney for holidays/birthdays. They’ve been saving them up to use as their “spending money”.
Stay tuned for more Disney The Life or Debt Way…..