A friend said to us once a few years back: you guys have worked hard to set yourself up so that you have options and choices in life. Yes, there is a cost to some of those choices, but remember, you have them – you have choices.
This statement truly resonated with us and helped us gain a little perspective on things in life that we were quick to say just “happened” one day. As if a magic fairy or evil wizard bestowed upon us whatever luck or misfortune we happened to be handling at the moment.
In the wonderful land of the free and brave, we all have the choice to do whatever it is that we want. It is easy to take for granted and forget: we all have a choice in whatever situation you are currently in.
Our student loan debt was not taken on in an act of fiscal irresponsibility; we knew full well the choices we were making and why we thought they were important ones: Michael wanted to remain fresh and competitive to reach a personal career goal. We also wanted to prepare for the eventual fact that we both wanted me to be a full-time at home mom. His graduate degrees have been essential to him advancing his career.
Is it ideal, now, for us to be having to handle all this debt? No. We both thought that at this point in our lives, we’d be in a different position financially. Some of our choices along the way have been less than stellar. But berating ourselves for the past will not help our future — but the lessons we’ve learned along the way will. The lessons we’re learning now combined with the great people we are connecting with through this blog will help us to change our future and our children’s future — giving them the tools and experiences so that they can make wise choices in childhood and adulthood.