We’re kinda-sorta new to couponing. I hate the time it takes to find the useable coupons. I only really use them for home care/personal care products because we don’t buy many pre-packaged foods (which, saves us money!). However. After my great day shopping at Target yesterday with my RED Debit Card and a handful of coupons, I’m now really excited.
If you are just stopping by, you can find our May grocery spend here. And if you read that post, you know that we were over budget by quite a bit. Lemme tell you: June was not pretty. It is no accident that we didn’t post June’s numbers– they were way skewed by a vacation. I’ve not had the time to sort through what belongs where. I can assure you, if you thought May’s spend was bad, June was atrocious.
So, we are picking ourselves up off the floor (again!) and getting down to brass-tacks. Here’s my conundrum: I saved $24 on our overall grocery shop. I’m thrilled. Now, when you coupon and save some pennies, do you base your budget on your pre-coupon subtotal or the post-coupon subtotal? I mean, we just don’t want to buy more food that we don’t need because we have the money to.
I can’t really reduce my budget to what I spent couponing– that isn’t realistic because I won’t always have coupons for the same thing. I am happy to have an extra tube of toothpaste or two in the cabinet, and a few jugs of laundry detergent make me happy, but beyond that, I’m not interested in stockpiling groceries in order to reap savings.
So this is our plan: we are marking our “savings” as money spent against groceries in our log. Once the end of the month comes along, we are planning on putting that savings, and anything left over, against our pesky debt.
How do you manage coupon savings?